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Loan Officer Profile
Work directly with an experienced mortgage loan officer who guides you through financing options and supports informed home-buying decisions.
NMLS# 2634643
Licensed in: VA
Loan Program Expertise
Monaca’s deep knowledge of diverse mortgage products, including VA, FHA, JUMBO, and 203K renovation loans, allows her to offer strategic, personalized guidance. Her ability to match each client with the best financial solution sets her apart as a trusted advisor in a complex market.
Entrepreneurial Leadership
Having founded and operated three companies, Monaca brings a business-driven perspective to her work at Mercury Mortgage. Her leadership and strategic approach help clients navigate lending decisions while supporting the firm’s client-focused standards.
Mortgage Loan Officer
NMLS# 2634643
Rooted in Military Values
Raised in a military family, Monaca embodies discipline, adaptability, and resilience. These qualities guide her role as a mother and mentor and shape how she supports clients during major life transitions. Her steady, supportive approach helps families navigate emotional and financial decisions while seeking long-term stability through homeownership.
Empowering Others to Thrive
Monaca is driven by a mission to educate and uplift. As a best-selling author and podcast host, she shares personal experiences and financial insight to help others make informed decisions. Her work extends beyond transactions, focusing on equipping individuals with practical tools to grow, plan effectively, and build lasting financial security.
Guiding First-Time Buyers
Monaca focuses on making the mortgage process clear and approachable for first-time buyers. She explains terms, timelines, and options in straightforward language, helping clients understand each step. Through patience and clear guidance, she supports buyers from pre-approval through closing, helping them move forward with clarity and a solid financial foundation.
Resources
See how our clients achieved their homeownership goals with us.
We've based our home loan process on empathy for our home buyers and their agents.
Estimate your monthly payment and apply with confidence!
Discover loan options tailored to your needs and start your journey with confidence.
When buying a home, there are many documents you'll need to provide to your Mortgage Loan officer.
Testimonials
Hear From Our Clients
See how our clients achieved their homeownership goals with us.
What Determines Your Credit Score?
Next Steps
Connect with a mortgage loan officer to review financing options, address questions, and move forward through each stage of the home lending process.
